Mobile Banking Core Platform

Trusted by over 1/3 of the top 50 North American banks to power their mobile banking offerings, the Clairmail solution features a world-class, enterprise-ready mobile platform which is capable of wide, horizontal scalability across many different devices, protocols, carriers and applications.

Purpose-built for large financial institutions (FIs), highly secure and proven at extreme user loads (over 500 million cumulative mobile banking transactions conducted by millions of FI customers), only the Clairmail platform is capable of fulfilling the stringent requirements for an enterprise-wide mobile banking solution by delivering a unique set of product features, including:

Support for All Mobile Modes

The Clairmail platform provides support for the three mobile modes of interaction:

• World-Class Text Banking

  The Clairmail solution includes a comprehensive suite of mobile banking and payment SMS commands and operations to retrieve account information and initiate transactions.

• Self-Adapting Mobile Web

  Clairmail provides an intelligent layer of page renderers that deliver the best possible mobile web experience on any device.

• Modality Integration via Smart Client Applications

  Clairmail offers a streamlined and integrated customer experience across modalities on iPhone, Android and BlackBerry smartphones through its downloadable Smart Client applications.

Actionable, Smart and Cross-Modal Alerting

Clairmail empowers FIs to proactively deliver personalized, high-value content that their customers want, when they need it, through actionable, smart and cross-modal alerting.

Any Channel Enrollment

Clairmail opens its solution to an FI's entire customer base by enabling enrollment through any customer interaction channel.

Process Orchestration

Clairmail seamlessly manages processes and data exchange across all FI systems in order to resolve issues and complete tasks.

Institution-Wide Mobile Connectivity

Clairmail integrates with any system of record at the FI – across bank products and functions – in order to provide a unified, enterprise-wide mobile solution.

Multi-Layered Security

The Clairmail solution employs a multi-layered approach to ensure maximum security. These layers include validated identity, encryption, multifactor authentication, escalating and out-of-band authentication, anti-tampering technology, delegated authentication and extended authentication.