Mobile Connectivity Architecture

The ClairMail solution is designed to be robust, flexible and extensible across multiple systems and all lines of business at the financial institution. While many other mobile solutions are hard-coded to the institution's core or online banking systems and are, therefore, inherently limited, the ClairMail mobile banking platform seamlessly integrates with any back-end system in order to obtain data and take appropriate action through its unique Mobile Connectivity Architecture (MCA).

• Built for Enterprise-Wide Extensibility: MCA comprehensively covers all use cases and requirements —including account management, transaction monitoring and orchestration—and across all lines of business at the institution, ranging anywhere from retail and wholesale banking to brokerages, wealth management and treasury operations.
• Modular Architecture for Flexibility: Through MCA, the ClairMail mobile banking platform can flexibly connect either to a middleware solution if one is already in place at the FI, or directly to the institution's systems, or to a combination of these approaches, depending on the IT environment. For additional flexibility, MCA is designed on a modular basis so that different connections are independent and can be plugged in and out individually, upgraded separately or added sequentially.
• Multi-Channel Communication: MCA provides extensive and flexible connectivity to a wide range of customer interaction channels. MCA seamlessly connects with both mobile (SMS, mobile web and push notification services such as Apple) and non-mobile (including IVRs and ATMs) channels today, and possesses the flexibility to easily connect to new, emerging technologies, such as Twitter, Facebook and Widgets in the future.