Clairmail's Enterprise-Wide Mobile Banking Solution

First-generation mobile banking decisions often took a myopic view of their initiative, approaching it as a short-term, "check the box" project. Many limited mobile banking to merely account management functions for retail banking products.

In contrast, Clairmail believes that financial institutions (FIs) should take a more strategic, long-term view of mobile banking: as a journey to deploy the mobile channel across the institution. In order to maximize profitability and reap a faster return on investment, FIs should extend their mobile banking solution throughout the entire organization; doing so enables FIs to realize the full benefits of monetization and cost reduction enterprise-wide.

With more active users than any other mobile banking vendor and trusted by 1/3 of the top 50 FIs in North America, Clairmail delivers a complete, enterprise-wide mobile banking solution that is scalable across bank functions and products, including:

Account Management

Today, more than ever, FI customers are feeling the need to stay vitally connected to their accounts. The Clairmail Account Management Solution leverages the anytime, anywhere nature of the mobile channel to proactively deliver high-value, personalized content to FI customers.

Fraud

Fraud poses numerous long-term consequences for FIs, including customer churn and reputational loss. The Clairmail Fraud Solution leverages the mobile channel to effectively identify fraud incidents, resolve compromises and mitigate recurring fraudulent activities, all of which lead to reduced fraud losses for FIs and their customers.

Payments

FIs are facing mounting pressure to both protect their existing revenue streams and to uncover new sources of revenue. One answer is to extend payments – a revenue source that is already very familiar to FIs – to the mobile channel, via the Clairmail Payments Solution.